River and Mercantile Solutions is a leading institutional investment and actuarial advisor and OCIO provider. We are dedicated to providing our clients with the understanding and tools to successfully meet the investment goals of their institution. River and Mercantile Solutions is a division of River and Mercantile Group PLC, which is publicly traded on the London Stock Exchange (Ticker: RIV).

Actuarial Solutions

Pension Risk Transfer

Strategically transferring risk from a pension plan can help save plan sponsors significant administrative costs. Our robust process has helped numerous companies analyze and implement a strategy that makes sense for them. As a co-fiduciary and consultant, our annuity placement services are unparalleled in the marketplace.

Actuarial Consulting

Our services are more than just numbers and contribution schedules. We take the time to help plan sponsors define successful outcomes for their pension plans and craft the game plan for achieving them. We provide comprehensive valuation, regulatory, and compliance services.

Plan Termination Services

Plan termination is the culmination of the life of a pension plan with the ultimate event of paying out benefits to your participants. Before you can get to that final payout, however, there are three key stages plan sponsors go through; preparation, implementation, and distribution.

Investment Solutions

Derivatives

Equity volatility in pension plans can be detrimental to a plan sponsor. Through River & Mercantile Derivatives, companies can effectively manage their equity risk in a thoughtful and meaningful way.

OCIO

Delegated fiduciary responsibility for managing investment decisions and implementation allows investors to focus on strategic decisions and leave the day-to-day tactical decisions to us.

Defined Contribution Solutions

Effectively monitoring funds, fees, and service providers increases the likelihood that participants have a positive experience saving for retirement. Ensuring good governance also protects plan fiduciaries and helps everyone to sleep well at night.

Investment Solutions

Specialist advice coupled with investment services, River and Mercantile Solutions provides institutional investors a premium investment and governance solution. We work with investors to develop robust investment risk strategies taking into account assets and liabilities

News

Investment Commentary and Outlook as of July 9

Investment Commentary and Outlook as of July 9

Markets have largely shrugged off news of renewed virus outbreaks in much of the US and the continuation of large, seemingly uncontrolled outbreaks in many significant emerging market countries such as Brazil, India and Mexico. In the US, markets seem to be in a “heads I win, tails you lose” frame of mind with respect to renewed outbreaks…

River FOURcast: July 2020

River FOURcast: July 2020

Against a backdrop of weak credit conditions, expensive valuations and volatile economic expectations, we remain in the Downturn phase. As some countries begin to re-open there are early signs of economic improvements and the overwhelming policy response cannot be overlooked. The situation remains fragile as demonstrated by a recent surge in US cases. We continue to advocate exposure to high quality assets, as well as areas of the market supported by policy.

Retirement Update – July 2020

Retirement Update – July 2020

Long-term corporate bond yields continued their downward trend in June and are now down approximately 0.50% in 2020. Growing optimism over easing lockdown restrictions and early economic recovery signs pushed both U.S. and international stock prices higher, with emerging markets performing especially well.