River and Mercantile Solutions is a leading institutional investment and actuarial advisor and OCIO provider. We are dedicated to providing our clients with the understanding and tools to successfully meet the investment goals of their institution. River and Mercantile Solutions is a division of River and Mercantile Group PLC, which is publicly traded on the London Stock Exchange (Ticker: RIV).

Actuarial Solutions

Pension Risk Transfer

Strategically transferring risk from a pension plan can help save plan sponsors significant administrative costs. Our robust process has helped numerous companies analyze and implement a strategy that makes sense for them. As a co-fiduciary and consultant, our annuity placement services are unparalleled in the marketplace.

Actuarial Consulting

Our services are more than just numbers and contribution schedules. We take the time to help plan sponsors define successful outcomes for their pension plans and craft the game plan for achieving them. We provide comprehensive valuation, regulatory, and compliance services.

Plan Termination Services

Plan termination is the culmination of the life of a pension plan with the ultimate event of paying out benefits to your participants. Before you can get to that final payout, however, there are three key stages plan sponsors go through; preparation, implementation, and distribution.

Investment Solutions

Derivatives

Equity volatility in pension plans can be detrimental to a plan sponsor. Through River & Mercantile Derivatives, companies can effectively manage their equity risk in a thoughtful and meaningful way.

OCIO

Delegated fiduciary responsibility for managing investment decisions and implementation allows investors to focus on strategic decisions and leave the day-to-day tactical decisions to us.

Defined Contribution Solutions

Effectively monitoring funds, fees, and service providers increases the likelihood that participants have a positive experience saving for retirement. Ensuring good governance also protects plan fiduciaries and helps everyone to sleep well at night.

Investment Solutions

Specialist advice coupled with investment services, River and Mercantile Solutions provides institutional investors a premium investment and governance solution. We work with investors to develop robust investment risk strategies taking into account assets and liabilities

News

River FOURcast: September 2020

River FOURcast: September 2020

With valuations across most major asset classes very expensive, we believe we are still in the Downturn phase of the cycle. Although headline economic growth numbers are likely to improve in the near term, we believe consensus expectations for a full economic recovery may still be optimistic

Retirement Update – September 2020

Retirement Update – September 2020

The equity market recovery underway since the end of March plows ahead, despite a backdrop of virus related economic uncertainty.  Overseas markets remain below pre-COVID levels, but US stocks, heavy in a small number of large technology firms, have now surpassed their previous highs.

River FOURcast: August 2020

River FOURcast: August 2020

Economic expectations are modestly positive over the medium term, credit conditions are improving, but valuations are expensive. Our view remains that we are in the Downturn phase, but we recognize that there is meaningful support for risk assets.