River and Mercantile Solutions is a leading institutional investment and actuarial advisor and OCIO provider. We are dedicated to providing our clients with the understanding and tools to successfully meet the investment goals of their institution. River and Mercantile Solutions is a division of River and Mercantile Group PLC, which is publicly traded on the London Stock Exchange (Ticker: RIV).

Actuarial Solutions

Pension Risk Transfer

Strategically transferring risk from a pension plan can help save plan sponsors significant administrative costs. Our robust process has helped numerous companies analyze and implement a strategy that makes sense for them. As a co-fiduciary and consultant, our annuity placement services are unparalleled in the marketplace.

Actuarial Consulting

Our services are more than just numbers and contribution schedules. We take the time to help plan sponsors define successful outcomes for their pension plans and craft the game plan for achieving them. We provide comprehensive valuation, regulatory, and compliance services.

Plan Termination Services

Plan termination is the culmination of the life of a pension plan with the ultimate event of paying out benefits to your participants. Before you can get to that final payout, however, there are three key stages plan sponsors go through; preparation, implementation, and distribution.

Investment Solutions

Derivatives

Equity volatility in pension plans can be detrimental to a plan sponsor. Through River & Mercantile Derivatives, companies can effectively manage their equity risk in a thoughtful and meaningful way.

OCIO

Delegated fiduciary responsibility for managing investment decisions and implementation allows investors to focus on strategic decisions and leave the day-to-day tactical decisions to us.

Defined Contribution Solutions

Effectively monitoring funds, fees, and service providers increases the likelihood that participants have a positive experience saving for retirement. Ensuring good governance also protects plan fiduciaries and helps everyone to sleep well at night.

Investment Solutions

Specialist advice coupled with investment services, River and Mercantile Solutions provides institutional investors a premium investment and governance solution. We work with investors to develop robust investment risk strategies taking into account assets and liabilities

News

Pension Plan Annuity Purchase Update – Q2 2020

Pension Plan Annuity Purchase Update – Q2 2020

The pension risk transfer market has been negatively impacted by COVID-19. Total pension buyout sales totaled $2.3 billion in the second quarter of 2020, a decrease of 46% compared to the second quarter of last year and the lowest quarterly total since Q1 2018.

When Good Tools Are Used Inappropriately, Bad Things Happen

When Good Tools Are Used Inappropriately, Bad Things Happen

Derivatives are a tool, nothing more, nothing less. Just like any tool, if used inappropriately, they can cause more harm than good. Derivatives, such as options on equity indices or futures on interest rates, properly used can be very useful tools for investors. They are used to manage risk and to provide greater certainty around the path of future investment returns.

River FOURcast: October 2020

River FOURcast: October 2020

We remain in the Downturn phase of the market cycle, but recognize that policy support continues to be the dominant factor for asset prices and warrants a moderate allocation to high quality risk assets.