River and Mercantile Solutions is a leading institutional investment and actuarial advisor and fiduciary manager. We are dedicated to providing our clients with the understanding and tools to successfully meet the investment goals of their institution. River and Mercantile Solutions is a division of River and Mercantile Group PLC, which is publicly traded on the London Stock Exchange (Ticker: RIV).

Actuarial Solutions

Pension Risk Transfer

Strategically transferring risk from a pension plan can help save plan sponsors significant administrative costs. Our robust process has helped numerous companies analyze and implement a strategy that makes sense for them. As a co-fiduciary and consultant, our annuity placement services are unparalleled in the marketplace.

Actuarial Consulting

Our services are more than just numbers and contribution schedules. We take the time to help plan sponsors define successful outcomes for their pension plans and craft the game plan for achieving them. We provide comprehensive valuation, regulatory, and compliance services.

Plan Termination Services

Plan termination is the culmination of the life of a pension plan with the ultimate event of paying out benefits to your participants. Before you can get to that final payout, however, there are three key stages plan sponsors go through; preparation, implementation, and distribution.

Investment Solutions

Derivatives

Equity volatility in pension plans can be detrimental to a plan sponsor. Through River & Mercantile Derivatives, companies can effectively manage their equity risk in a thoughtful and meaningful way.

Fiduciary Management

Delegated fiduciary responsibility for managing investment decisions and implementation allows investors to focus on strategic decisions and leave the day-to-day tactical decisions to us.

Defined Contribution Solutions

Effectively monitoring funds, fees, and service providers increases the likelihood that participants have a positive experience saving for retirement. Ensuring good governance also protects plan fiduciaries and helps everyone to sleep well at night.

Investment Solutions

Specialist advice coupled with investment services, River and Mercantile Solutions provides institutional investors a premium investment and governance solution. We work with investors to develop robust investment risk strategies taking into account assets and liabilities

News

Equity Protection – is now the right time?

Recent bouts of volatility have made headlines and questions are being asked of one of the longest equity bull markets in history. However, strategies to protect against declines in the equity market have been steadily getting cheaper and are now at multi year lows…

Pension Investing – Next Generation of Glide Paths

Pension plan sponsors, especially those with frozen pension plans, have spent significant time deciding on the most appropriate balance between growth (return seeking/equities) and hedging (liability matching/long-term bonds) assets to meet their objectives. For most, the ideal goal is to fully fund the pension plan through a balance of investment performance, cash contributions and a rising interest rate environment while not subjecting themselves to higher than desired funded status risk.

Retirement Update – November 2018

October saw some of the worst equity market performance in recent years, although there has been some recovery into November. The negative impact on funded status due to equities would have been offset to a degree by rising interest rates throughout the month.