Integrated Actuarial and Investment Solutions
River and Mercantile Solutions is a leading institutional investment and actuarial advisor and fiduciary manager. We are dedicated to providing our clients with the understanding and tools to successfully meet the investment goals of their institution. River and Mercantile Solutions is a division of River and Mercantile Group PLC, which is publicly traded on the London Stock Exchange (Ticker: RIV).
There has been an evolution of pension plan de-risking over the years, giving us 3 different version. Many plan sponsors have avoided moving more quickly to de-risk using strategies 1-3 because of the negative impact that each of these can have on a sponsor’s reported profits as well as expected cash contributions to close a deficit. We are now poised for de-risking version 4.0, in which plan sponsors will utilize modern risk management tools to significantly reduce funded status volatility while maintaining expected returns.
Part 2 of our 5 part series on plan termination readiness discusses funded status and the ultimate cost of terminating your pension plan.
Is your DC plan ready for your pension plan's termination? For sponsors of frozen pension plans, the DC plan becomes an increasingly important source of retirement income for many of your employees, and perhaps the sole source for a growing number....