Retirement Update – August 2019

Retirement Update – August 2019

Monthly Retirement Update Retirement Update – August 2019 Key Takeaways: Discount rates were down slightly in July US Equities posted modest returns, with small losses on international stocks All else equal, July was a quiet month for pensions, with little...
Interest Rates – Where to From Here?

Interest Rates – Where to From Here?

Phil Gorgone Understanding the dynamics that drive interest rates is critical to understanding the level of current rates, why they have changed in the past, and how they might change in the future. This understanding allows investors and pension sponsors to make...
2018 Pension Plan Report Card – C+ Year

2018 Pension Plan Report Card – C+ Year

2018 Pension Plan Report Card – C+ Year Last year was a so-so year at best for most plan sponsors. For most of the year things looked good but by the end of 2018 there were few things to celebrate. The good news was that interest rates were up year-over-year,...
Reasons to Hire an Institutional Investment Advisor

Reasons to Hire an Institutional Investment Advisor

Reasons to Hire an Institutional Investment Advisor Many defined contribution retirement plan sponsors choose not to work with an institutional investment advisor – that is, one focused on retirement plans. In this note we explain why unadvised plan sponsors could be...
Comparing DB and DC Returns

Comparing DB and DC Returns

Comparing DB and DC Returns Introduction A recent study comparing Defined Contribution (DC) to Defined Benefit fund (DB) returns concluded that “DC Plans Have Come a Long Way!” 1 Citing lower costs, improved diversification – thanks primarily to Target Date Fund (TDF)...